>> You're not spending your money when you use a CC. You're spending money
>you
>> haven't EARNED yet... If you already had it, you wouldn't need the CC...
>:-)
>To me, a credit card is just a pre-approved check without all the ID
>bullshit. They are very handy for parkades and things; it's easier than
>having a car full of change. As long as you're responsible, pay it off
>monthly, and never spend more than you can afford, a credit card is no worse
>than any other form of tender.
True, but most people DON'T do that. They use CC's to buy things that they
really can't afford. Hey, this couch costs $3000. I don't have it, but I can
charge it, and only pay $40 per month. They don't factor the interest that may
make that $3000 couch end up costing $3800. They also don't factor in the fact
that if you make multiple purchases, that $40 per month for each purchase adds
up...
Can you tell that I learned this shit the HARD way...? :-(
And if you are only going to use it as you've explained, a debit card does the
same thing without the POSSIBILITY that you'll have to pay interest.
You can still do it - new CC's pop up every week, seemingly.
Eldred
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