<snip - I'm no web guru!>
I don't know if it'll fit your needs, but the excellent Satori PhotoXL
is free. It used to be shareware, so it needs an unlock code, but it's
now freeware, and the code is included with the download. It gets a bit
fiddly in anything less than 1024x768, though.
You can get it via this link (it's a 6.53 meg download):
http://www.completelyfreesoftware.com/graphics_programs_w95.html
The Completely Free Software site is incredibly useful for skinflints
like me, but doesn't seem to be that well known. I highly recommend it!
Also, Paint Shop Pro 4.15SE (does most things, except GIF/TIFF) is
often given away on the cover of UK PC mags. Don't know if that's the
case in the US.
--
David.
"After all, a mere thousand yards - such a harmless little knoll,
really."
(Raymond Mays on Shelsley Walsh)